“Shocks and Household Debt in South Africa: A Variance Decomposition and GIRF Analysis”, Mediterr. J. Soc. Sci., vol. 4, no. 3, p. 379, Sep. 2013, Accessed: Apr. 10, 2025. [Online]. Available: https://www.richtmann.org/journal/index.php/mjss/article/view/486