Financial Innovations in Medical Insurance of the Russian Federation

Abstract

Currently, the main sources of financial support of Health of the Russian Federation are budgetary funds, funds of health insurance and personal funds of citizens, and businesses in various ratios. Compulsory health insurance in the transition to single-channel financing of the health system has become the main mechanism for ensuring the constitutional rights of citizens to receive free medical care. Demographic indicators and their development trends, as well as the current economic situation, do not allow public authorities to comply fully with their obligations to ensure public health care. Lack of financial resources makes declarative nature of the state guarantees, which remain unsecured with financial resources. Formation of market relations in health care manifested in the implementation of elements of entrepreneurial activity, and in the event of a significant increase in the volume of paid medical services in the development of voluntary health insurance. Market conditions require an evaluation of the real possibility of state involvement in the financing of the national health system through the compulsory health insurance and additional sources of funding. The system of voluntary health insurance is a reserve development, which is currently used insufficiently.

DOI: 10.5901/mjss.2015.v6n3s3p83