Analysis the Risk Elements of Smes in the Region of Gjirokastra

Abstract

SMEs are one of the biggest engines of the European economy, and also the Albanian economy. SMEs create opportunities for increased employment and sustainable growth. In Europe, SMEs, businesses that employ less than 250 employees and with a turnover of less than € 50 million, up about 99% of enterprises in Europe (23 million SMEs), and have in their midst about 75 million employees. The group of businesses included within the SME group faces problems with completely unique nature of doing business, because of the difficulties in providing sufficient resources as financial ones as well as human ones. Financial capital is very limited for this group of businesses compared to large companies, which are likely many times greater for finding significant financial resources, compared with the few opportunities to SMEs. Likewise, in connection with human capital of SME opportunities are limited in attracting a skilled human capital compared with possibilities of large companies. For the successful realization of this paper is using descriptive method and interpretation of charts, based on primary data obtained setup by questionnaires addressed to SMEs in Gjirokastra. At the end of the paper showed that the factors that affect the identification of risk analysis should be grouped according to their importance and the source, due to the diversity and different sources from which they arise.

DOI: 10.5901/ajis.2015.v4n3s1p627